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Appraisal Questions

What is your turn around time?

Typically, our turn-around time is 48 business hours after inspection. Complex, rural and relocation appraisals may take longer.

Can I get a copy of my appraisal?

Unfortunately if the order was placed by a lender/loan broker we are unable to give the borrower a copy of his/her appraisal even if the borrower paid COD for the report. Due to Federal Regulations, the appraiser has a fiduciary responsibility to the lender that ordered the appraisal and CANNOT reveal any details regarding the appraisal to anyone, including the borrower.

What is your coverage area?

We offer residential appraisals in Jefferson and Shelby counties, as well as portions of St. Clair and Blount counties. 

Are values rising or falling?

This is a very good question, and one that cannot be easily answered because they are both rising and falling in different neighborhoods, and in different price ranges in the same neighborhood. Contrary to what you may read, Appraisers can only determine a rising or falling market by carefully examining the recent sales and listing data in a neighborhood. These figures, many times, do not match those of the overall market in a city or regional area.

What can I expect when the appraiser arrives at my home for the inspection?

An appraiser must measure the exterior dimensions of the location (home, garage, outbuildings etc.); take photos of the exterior and interior of the home; and finally complete a visual inspection of the property and note its salient features. Typically, an appraiser will take about 30 to 45 minutes for the entire inspection. Larger houses can take longer.

Which home renovations add most to the value?

The answer to this is different depending upon the location of the home. Different markets value amenities differently. As a rule, the most value returned from renovating a home comes in the kitchen; with bathrooms giving the second best return from renovations.

What is the difference between an appraisal and a home inspection?

The appraiser is not a home inspector, nor does he/she do a complete home inspection. The appraiser only does a visual inspection of the property. A home inspection is a third-party evaluation of the accessible structure and mechanical systems of a house, from the roof to the foundation. The standard home inspector's report will include an evaluation of the condition of the home's heating system, central air conditioning system (temperature permitting), interior plumbing and electrical systems; the roof, attic, and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement, and visible structure.

If you have any other questions please contact Alex Tucker at 205-824-5005 or

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